Insurance for jet skis
10-04-2005, 11:02 AM
#1
Registered User
Thread Starter
Insurance for jet skis
I'm thinking about getting some jet skis, and someone told my wife that you need to insure them, is this true for Califorina. I've looked on the DMV web site and I can't find anything about needing to provide insurance for a jet ski.
Does any one know if it is required or not.
Does any one know if it is required or not.
10-04-2005, 11:08 AM
#2
Banned
Join Date: Oct 2005
Location: Monticello, IN / Anderson, IN
Posts: 293
Likes: 0
Received 0 Likes
on
0 Posts
I live in Indiana and Have two waverrunners and we have to insure them both. It is classified under watervehicle insurance. i am very sure that you will have to insure them. What kind of waverunners are you looking at. I have a 2004 yahmaha XLT 1200, goes about 70 on flat smooth water. Blast to drive!
10-04-2005, 12:15 PM
#5
Registered User
Isn't there a hunting season on jet skis? I've heard there is no limit or size restriction 
. Seriously I know of no insurance requirement on a Federal level. Check with CA's equivalent to Games and Fishing Department. Each state is different.
. Seriously I know of no insurance requirement on a Federal level. Check with CA's equivalent to Games and Fishing Department. Each state is different.
10-04-2005, 12:15 PM
#6
Banned
Join Date: Oct 2005
Location: Monticello, IN / Anderson, IN
Posts: 293
Likes: 0
Received 0 Likes
on
0 Posts
I will say the difference between a Sea-doo and a Yamaha is Sea-doos have smaller engines that run higher RPM while Yahamas have bigger engines at ower RPM. Sea-doos do look nice but we got a very good deal on our waverunner. It all comes down to where you are buying it from and the price. Make sure you get it from a very good dealer that will treat you right. When you get it titled which you have to do each year like a car you have to have insurance on it. I think it is a flat fee, it all depends on the company you choose.
10-04-2005, 12:24 PM
#7
Registered User
Join Date: May 2005
Location: east coast Virginia
Posts: 142
Likes: 0
Received 0 Likes
on
0 Posts
I say insure EVERYTHING even if the state doesn't require it.... Lets say that you happen to do something foolish (or your buddy using your ski) and someone besides yourself gets hurt.... unlsee you have the $$$ to cover the law suit get the INS.
Trending Topics
10-04-2005, 02:30 PM
#8
Registered User
Thread Starter
Bosshawg600
The reason I've been looking at sea-doos is because they are in more common around here, I've seen them for a low as $4500 for two, 2001's with trailer.
The reason I've been looking at sea-doos is because they are in more common around here, I've seen them for a low as $4500 for two, 2001's with trailer.
10-04-2005, 02:43 PM
#9
DTR's Self Appointed Beer Advisor
Join Date: Apr 2003
Location: On my way to Hell... Need a lift?
Posts: 666
Received 0 Likes
on
0 Posts
Here in Ar. we have to carry at least liability insurance on Jet Ski's. I believe that I paid around $10 a month for mine.
You will be happy with the Sea Doo. We had a 2001 GTX and it was great. It would do 72 MPH with the right water conditions.
Britt
You will be happy with the Sea Doo. We had a 2001 GTX and it was great. It would do 72 MPH with the right water conditions.
Britt
10-04-2005, 04:24 PM
#10
Banned
Join Date: Oct 2005
Location: Monticello, IN / Anderson, IN
Posts: 293
Likes: 0
Received 0 Likes
on
0 Posts
That GTX is prety sweet. I know if yoiu realy want a bad boy Honda just came out with a twin turbo 2 seater. I say buy the 2 sea-doos with trailer. That is a crazy deal. Our Yahmaha was around 9k new but we traded in our older one that the factory labled lemon ( had a engine mount defect that kept blowing engins) that knocked it down a lot. I think 2 is a good idea. It is fun to drive but the down side is you cannot go out after dusk and cant party on them or cruz around like a boat. I know you will have fun with them!
10-04-2005, 05:45 PM
#11
Registered User
Thread Starter
10-04-2005, 07:43 PM
#12
Banned
Join Date: Oct 2005
Location: Monticello, IN / Anderson, IN
Posts: 293
Likes: 0
Received 0 Likes
on
0 Posts
Not a big fan of the polaris. a friend was a dealer could give away the jet skis. Plus they are very ugly. If you like them it is your choice. Stick with the big name companies. No Tigersharks they are complete crap. Good luck on your choice.
10-04-2005, 08:47 PM
#13
Registered User
Join Date: Sep 2005
Location: Lake Corpus Christi
Posts: 39
Likes: 0
Received 0 Likes
on
0 Posts
They dont even make Polaris jetski's anymore. If your buying New, sea-doo has the fastest model the RXP or the RXT would be good (they have the same engine in them) and the engine has proven to be good or go with the Kawi 15f. 4 Strokes are the way to go now. As for insuring it, in my case i am the only one who really uses it and dont feel the need for it but if you are letting friends use it then it might be a good idea. just my 2 cents Jamie
10-05-2005, 05:17 PM
#14
Registered User
Join Date: Sep 2004
Posts: 10
Likes: 0
Received 0 Likes
on
0 Posts
One thing to remember when waverunner shopping; It's all about the warranty...
when they break, and they will, its at least a few hundred bucks to get it back out of the shop.
With something like a waverunner, where the common practice is to beat on them, buying used can often lead to buying 'someone elses problem'.
I'd say pony up a few extra dollars for the newer (low hour) ones or other wise you'll pay out the difference in repair costs eventually. Plus toys are no fun when they're not working...
when they break, and they will, its at least a few hundred bucks to get it back out of the shop.
With something like a waverunner, where the common practice is to beat on them, buying used can often lead to buying 'someone elses problem'.
I'd say pony up a few extra dollars for the newer (low hour) ones or other wise you'll pay out the difference in repair costs eventually. Plus toys are no fun when they're not working...