full coverage insurance rates
05-18-2007, 12:11 AM
#31
I don't fully insure my truck, but I would advise you to shop around. People tend to be loyal to their insurance agents and that ends up costing them a lot of money. Get a quote from Geico and others to find the best rate. I almost guarantee you will find a quote at least $100 cheaper and it only takes a few min of your time.
05-18-2007, 12:20 AM
#32
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My insurance is up for renewal in June. Just got the bill and it's $1,142.00 which is up more than $600.00 from the full coverage I had on my 2wd F150. I'm 31 with no accidents or tickets on my mvr. Ok, so I expected it to be a little higher and I'll talk to my agent about getting a better rate but I'm curious what some of you folks are getting yours for if you don't mind posting it. I figured I could at least get full coverage for around $850.00 or is that wishful thinking on my part?
05-18-2007, 11:12 AM
#33
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I am paying roughly $1200/year for full coverage through State Farm at age 23... no accidents, only one ticket that happened 5 years ago (which is probably off the record by now).
My 2001 was great though, $800 a year.
State Farm was BY FAR the cheapest I found. Some places quoted me as high as $2500!
My 2001 was great though, $800 a year.
State Farm was BY FAR the cheapest I found. Some places quoted me as high as $2500!
12-19-2007, 12:54 AM
#35
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full coverage insurance
insurance costs are nuts! beings i sell commercial insurance in california. the cost can go up or down by your zip code alone. ( and they go by garaging zip code. ) the cost of replacing your old truck to your new truck! it cost you more to buy your diesel over yoru old ford 150 so they want more.
my best advice for you ! be loyal to one broker till they stop working for you! you pay there bills! shop around on them. and say hey i have a quote from ( insert different company here ) can you meet it or beat it ? i get this all the time from truck drivers, and thats what i have to do to keep them happy or say well im sorry i cant beat it, and i understand if you leave! thanks your biz..
my best advice for you ! be loyal to one broker till they stop working for you! you pay there bills! shop around on them. and say hey i have a quote from ( insert different company here ) can you meet it or beat it ? i get this all the time from truck drivers, and thats what i have to do to keep them happy or say well im sorry i cant beat it, and i understand if you leave! thanks your biz..
12-19-2007, 02:24 PM
#37
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The truck under Commercial insurance is 1678. per year 1 million liability 500 k property damage 500 deduct on Collision ,0 deductable on comprehensive with max PIP (NY its required)
My home is 440 per year and my private passenger vehicles are 780 per 6 months with same coverages as the truck. 1 million Umbrella is 220 and the 2 bikes run 640 with comp and collision. All the old cars are 300 a year with Haggerty classic car insurance. The 2 million E&O policy is 1200 and my 1 million liability for my office is 580. I havent shopped it at all ---- I am the agent.
My home is 440 per year and my private passenger vehicles are 780 per 6 months with same coverages as the truck. 1 million Umbrella is 220 and the 2 bikes run 640 with comp and collision. All the old cars are 300 a year with Haggerty classic car insurance. The 2 million E&O policy is 1200 and my 1 million liability for my office is 580. I havent shopped it at all ---- I am the agent.
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